{"id":4892,"date":"2018-09-28T09:41:37","date_gmt":"2018-09-28T09:41:37","guid":{"rendered":"https:\/\/migrate1.artrights.me\/assicurazione-opere-arte\/"},"modified":"2021-04-21T14:25:40","modified_gmt":"2021-04-21T14:25:40","slug":"artworks-insurance","status":"publish","type":"post","link":"https:\/\/artrights.me\/en\/artworks-insurance\/","title":{"rendered":"The Artworks Insurance"},"content":{"rendered":"<h2><em>Protect your collection<\/em><\/h2>\n<section class=\"content-section full-width with-col cover pb-70 pb-xs-50 rella-no-margin content-section-5a71cb13dc9ff\">\n<div class=\"row vc_row-fluid\">\n<div class=\"wpb_column col-md-12\">\n<div class=\"section-text text-block \">\n<h1><em>The main insurance companies have policies designed specifically for art collections, in order to protect them from multiple risks.<\/em><\/h1>\n<p><!--more--><em><strong>Although artworks are not replaceable after theft, damage or destruction, insurance is an effective way to protect its value, with customised solutions based on the contractor&#8217;s requests, which can be a collector or a industry operator.<\/strong><\/em><\/p>\n<p>The need for art insurance was born in the 1960s, as an extension of\u00a0 the policies already active on the goods shipped by sea, the <strong>floaters<\/strong>, stipulated by the then Nordstern Versicherungs AG, today called\u00a0<strong><a href=\"https:\/\/www.axa-art.com\/it\/\" class=\"broken_link\">AXA<\/a><\/strong>.<\/p>\n<p>Artworks and antiques, intended for exhibitions and exhibitions, were thus protected, as is still the case today thanks to ad hoc insurance solutions.<\/p>\n<p><strong>[signinlocker id=3442]<\/strong><\/p>\n<p>But what are the necessary steps to ensure an artwork? They are mainly three:<\/p>\n<ol>\n<li><strong>Risk management<\/strong>, that is to identify all the risks that can directly or indirectly threaten the assets<\/li>\n<li><strong>Understanding which policy<\/strong> is most suitable for the collection<\/li>\n<li><strong>Draw up an inventory<\/strong> with all the documentation accompanying the works in order to\u00a0<strong>certify their value<\/strong><\/li>\n<\/ol>\n<p>To make this possible, the policy contractor can avail of the help of a team of insurance <strong>experts<\/strong> who will evaluate and make an appraisal of the collection and draw up a <strong>Risk survey<\/strong>, or an assessment of the effectiveness of the current safety systems in place at the designed exhibition and conservation space.<\/p>\n<p>Insurance companies offer two main types of policies:<\/p>\n<ul>\n<li><strong>Named perils<\/strong>: traditional policy where all the risks assumed by the insurer are listed. What is not explicitly listed is not covered<\/li>\n<li><strong>All risk<\/strong>: they cover all possible risks, only the exclusions are mentioned<\/li>\n<\/ul>\n<p>The all policy risk can include the extension called <strong>nail to nail<\/strong>, fundamental in case of temporary loan of the work, which is activated from when it leaves its original location, until his return.<\/p>\n<p>It is interesting to remember that the insurance on <strong>artistic assets notified by the State<\/strong> enjoys exemption from taxes, pursuant to Law n. 53 of 28\/02\/1983.<\/p>\n<p>In order to really protect your collection, it is essential to always have all the updated documentation of your works, the <a href=\"https:\/\/artrights.me\/en\/certificate-of-authenticity\/\"><strong>certificate of authenticity<\/strong><\/a>, but also those related to the<strong> origin<\/strong> and the<strong> ownerships transfers.<\/strong><\/p>\n<p>[\/signinlocker]<\/p>\n<p><em><strong>Why risk? There are many companies specialised in fine art insurance that can help you to draw up the best insurance solution. Among the most known we can mention <a href=\"https:\/\/www.axa-art.com\/it\/\" class=\"broken_link\">AXA Art<\/a>, <a href=\"https:\/\/www.allianz.it\/\" class=\"broken_link\">Allianz<\/a>, <a href=\"https:\/\/www.zurich.co.uk\/en\/business\/global-corporate\/protect-your-business\/our-products\/fine-art-and-specie\">Zurich<\/a>, <a href=\"https:\/\/www.helvetia.com\/\" class=\"broken_link\">Helvetia<\/a>, <a href=\"http:\/\/www.aon.com\/risk-services\/global_fine_art_practice\/default.jsp\">Aon<\/a> or also\u00a0<a href=\"https:\/\/www.lloyds.com\/tools-and-systems\/risk-locator\/class-of-business-guidance\/fine-art-and-specie-and-exhibitions\">Lloyd\u2019s<\/a> e <a href=\"https:\/\/www.willis.com\/Client_Solutions\/Industries\/Marine\/Fine_Art_-_Jewellery_and_Specie\/Fine_Art_Insurance\/\">Willis<\/a>.<\/strong><\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"content-section full-width with-col cover pb-70 pb-xs-50 rella-no-margin content-section-5a71cb13dc9ff\">\n<div class=\"row vc_row-fluid\">\n<div class=\"wpb_column col-md-12\">\n<div class=\"section-text text-block \">\n<h2 style=\"text-align: center;\">And you, are you ready for insuring your artworks?<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Protect your collection The main insurance companies have policies designed specifically for art collections, in order to protect them from multiple risks.<\/p>\n","protected":false},"author":4,"featured_media":4889,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[365],"tags":[1001,626,392,767,1005,253,992,1007,969,994,991,999,1003,996,393,995,975,998,993,990,1004,1000,1002,1006,845,984,997,1008],"class_list":{"0":"post-4892","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-artworks-en","8":"tag-all-risk-policy","9":"tag-appraisal","10":"tag-art-collection","11":"tag-art-galleries","12":"tag-art-protection","13":"tag-art-rights-en","14":"tag-artistics-assets","15":"tag-artwork-value","16":"tag-axa-en","17":"tag-collecting","18":"tag-contractor","19":"tag-experts","20":"tag-facility-report","21":"tag-galleries","22":"tag-gallerists","23":"tag-insurance-companies","24":"tag-inventario-en","25":"tag-inventory","26":"tag-nail-to-nail","27":"tag-named-perils","28":"tag-ownerships-transfers","29":"tag-policy","30":"tag-protect","31":"tag-protection","32":"tag-provenance","33":"tag-risk-management-en","34":"tag-taxes","35":"tag-value"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Artworks Insurance | How to do | Art Rights Magazine<\/title>\n<meta name=\"description\" content=\"The main insurance companies have policies designed specifically for art collections, in order to protect them from multiple risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/artrights.me\/en\/artworks-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Artworks Insurance | How to do | Art Rights Magazine\" \/>\n<meta property=\"og:description\" content=\"The main insurance companies have policies designed specifically for art collections, in order to protect them from multiple risks.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/artrights.me\/en\/artworks-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Art Rights | Proteggi &amp; 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